Investment Disclaimer
Effective date: 1 April 2026 · SmartDailyApps
MyGoldFolio is a personal portfolio tracker, not a financial adviser. Nothing in this app or on this website constitutes financial, investment, tax, or legal advice of any kind.
1. Not Financial Advice
The MyGoldFolio application ("the App") and the SmartDailyApps website ("the Site") are provided solely for personal informational and record-keeping purposes. The App helps you track physical gold purchases you have already made. Nothing displayed in the App — including profit/loss figures, return percentages, break-even prices, tax countdowns, or scenario projections — constitutes a recommendation to buy, sell, or hold any asset.
2. Past Performance
Historical price data and any calculated returns shown in the App reflect past performance only. Past performance is not a reliable indicator of future results. Gold prices can fall as well as rise, and you may get back less than you invested.
3. Your Responsibility
You are solely responsible for any investment decisions you make. Before making any financial decisions involving gold or any other asset, you should seek independent advice from a qualified financial adviser regulated in your jurisdiction. SmartDailyApps accepts no responsibility for any financial loss arising from your use of the App.
4. Price Data Accuracy
Live gold prices displayed in the App are sourced from third-party APIs via built-in price sources. Prices may be delayed, temporarily unavailable, or differ from real-time market prices available through licensed brokers and exchanges. SmartDailyApps makes no warranty as to the accuracy, completeness, or timeliness of any price data.
5. Tax Treatment
The "tax-free countdown" feature in the App is based on a configurable holding period (default: 365 days). Tax treatment of gold investments varies by jurisdiction, individual circumstances, and applicable law. The App does not provide tax advice. You should consult a qualified tax professional for guidance specific to your situation. SmartDailyApps accepts no liability for any tax liability arising from your investments.
6. No Guarantee of Gains
SmartDailyApps makes no representation that gold investments will be profitable. The scenarios, projections, and simulations shown in the App are hypothetical and for illustrative purposes only. They do not represent an assurance or guarantee of any outcome.
7. Contact
Questions? Contact us at info@smartdailyapps.com.